"Wrapped up in clover" generally means being in a state of luxurious comfort, prosperity, and high contentment. It combines the idiom "in clover" (living well or having few worries, often derived from cows grazing in lush clover) with being fully immersed or embraced by that positive, carefree situation. 

Key Aspects of the Phrase:

• Prosperity and Comfort: Originating from the idea that cattle are well-fed and happy when grazing in clover, to be "in clover" is to live in luxury or affluence.
• Contentment and Safety: It implies having a "cushy" life, with little worry for the future.
• "Wrapped up in": Suggests being surrounded by or deeply focused on this state, often implying intense comfort or dedication.
• Contextual Meaning: While usually referring to financial comfort, it can also imply feeling protected, lucky, or entirely wrapped in positive circumstances, similar to finding good luck. 

Essentially, if someone is "wrapped up in clover," they are securely living a very fortunate, comfortable, or prosperous life.